Platinum, Gold, Silver, Bronze

I reported that Grandson Dominic had his JV High School football game scheduled for Tuesday afternoon.  It was game No.2.  Another first.  Dominic’s team won 20-0.  It followed a loss from previous week of 22-20.  You might say the team is 2 points away from being undefeated!

Grasshopper No.3 helped me yesterday with some minor errands.  No.3 and I used to walk together occasionally at the Mall but somehow that routine “fell apart several years ago”.  Last night, No.3 offered to join me on my walk (I need a witness to my collapse).  It was a beautiful night.  The conversation was excellent.  It was memorable.

Grasshopper No.2 had offered to walk with me last week when she visited.  It didn’t happen but it will!  Actually, the “nutrition information” I gleened from my No.2 (the chiropractor) was as good as the walk.

Obamacare has tweeked my interest since it was passed.  It is a 15,000 page Act that nobody understood and the document left many “loose ends” to be written in the future.  The costs are un-imaginable.

Oct.1, the insurance exchanges in each of 50 States must begin offering insurance programs to the un-insured.

First you have your Platinum plan intended to cover 90% of medical costs followed by the Gold program covering 80%, Silver 70% and the lowly Bronze 60%.

Then each exchange in each State is unique so that the new premium costs vary by State.

Of course there is the “older” premium.  A 30 year old person pays less than a 40 year old person who pays less than a 50 year old.

If you don’t have medical insurance and you don’t apply through the exchanges, you will be fined (I think through income tax penalties).

There apparently will be income tax credits to offset medical premiums for low income people.

I will stop!  I have just begun to touch all the variables associated with Obamacare.  I personally know people who can’t balance their checkbooks and they are supposed to navigate their way through the medical minefield of  choices.

What has been gained with Obamacare.  Oh, yeah!  We will all experience a reduction in total annual medical costs.  Give me the name of one person you know who will pay less for their existing medical plan.

Exciting times!

Enjoy each day.

Love,

Dad