As you Grasshoppers know, credit cards are one of my favorite rants. Credit cards are the scurge of our financial system. They encourage people to buy now and pay later. So people live beyond their means. The result is outrageous interest charges and late fees.
Credit cards along with debit cards are being used everywhere. McDonalds accepts cards. My local convenience store charges cigarettes and Mountain Dew on a “card”. You can even make a car purchase on a credit card.
Okay, here comes the rant. Churches and places of worship have always been “cash and carry”. Parishioners have traditionally placed cash, envelopes filled with cash or checks in the collection boxes. God loves cash. But now you can use your credit card (or debit card). Some churches allow you to swipe you card to fulfill you obligation. Yep, you can satisfy your commitment and pay later. In effect you are charging heaven. Will God accept credit? I guess he accepts prayers, why not credit cards.
I’m convinced that credit cards are the devils tool. They temp you to indulge now and pay later. The belief is that things will work out.
In 1970, 16% of all American households had credit cards. Now 75% have cards.
The average household had .6 cards per household in 1971. Now the average is 7.8 cards per household.
In 1971, 820,000 merchants accepted credit cards. Now 6 million.
Every household in America will average 50 credit card solicitations this year. The Devil is persistant.
The lesson Grasshoppers is to be vigilant with credit. It is an effective tool if used wisely. It is a powerful tool. The devil has created the dastardly card and now even God accepts credit. Go figure.
Love,
Dad