Choices

Your Mom and I went to see “Kinky Boots”.  Lots of loud music.  Lots of glitz.  Drag queens are in vogue.  Actually it was entertaining and we ended up liking the star “queen”.

The good news is you won $1 million in the Illinois lottery.  The bad news is you don’t get your money.  You get an I.O.U.  The lottery is tied to the Illinois State budget which expired in June and the new budget is not approved (they are arguing about pension obligations). Supposedly you will get you money when the budget gets approved.  I wouldn’t spend any winnings yet.

More on Money Tip #1.  The more you save, the more choices you get. More choices will make you happy.  Let me make this simple.  If you have no money, you have no choices. With no savings, you are at the bottom of the “food chain”.  The bottom sucks.

The cost-of-living apparently is near “0”.  That means Social Security recipients like your Mom and I will not get an increase in 2016. Medicare insurance on the other hand is going up.  So how does that work?  Now we will pay more for medical care but our income stays the same.  We may end up living with our kids.

I think Grasshopper No.1 added a cute, furry little little puppy to the family named Callie.  Second choice was Molly (the Collie).  Obviously, Grasshopper No.1 is not reading my advice on Saving.  On the other hand, she does seem to have choices.

I’ll tell you what sucks!  Waking up in the dark each morning sucks.

Love,

Dad